I found a house that I like. Actually I found a couple. The only problem is the list prices are higher than I would like to spend. The one thing I don't want is to have a mortgage that stresses me out the way my student loans do. I want a reasonable monthly payment so that I'm not in a position where I'm wrapped in 3 blankets, eating a can of COLD beans in the DARK. Not a good look. I have the absolute ceiling of what I want to spend and even though I can spend that, I'm trying my damndest not to.